Your privacy isn't an afterthought here — it's part of how we built this. This policy lays out exactly what we collect, why we collect it, and how it's protected throughout your time on SettleDebtHub.
SettleDebtHub takes the privacy and security of everyone who uses our platform seriously. This policy covers all personal information we collect through our website, our matching process, and any conversations you have with our team.
Using this website means you've read and understood this Privacy Policy and agree to the practices described in it.
We collect information you hand us directly, plus data gathered automatically as you use the site. That can include:
What we collect is used only for the purposes below. We don't sell personal data to advertisers or unrelated third parties, period.
Our site uses cookies and similar technology to make browsing smoother, understand how people actually use the platform, and improve it over time.
You can manage or disable non-essential cookies through your browser settings at any time. Turning some off may affect how the site works for you.
We use industry-standard security measures to keep your information safe from unauthorized access, loss, or disclosure — encrypted transmission, secure servers, access controls, and regular security reviews among them.
We keep personal data only as long as we need it for the purposes described here, or as long as the law requires. Once it's no longer needed, it's securely deleted or anonymized.
We take every reasonable precaution, but no transmission over the internet is ever fully secure. Use a strong password and use good judgment when sharing anything sensitive online.
Depending on where you live, you may have certain rights over your personal data. We honor these and respond to verifiable requests within whatever timeframe applicable law sets.
Questions about your data, a request, or anything privacy-related? Reach our team here — we aim to respond promptly and transparently:
Important Disclosures: SettleDebtHub is a marketing website that helps consumers compare independent, third-party debt relief providers, and is not itself a debt settlement company, law firm, credit counseling agency, or lender. We do not provide legal, tax, or credit counseling advice, and we do not negotiate with creditors directly. Providers in our network may charge fees, which are disclosed by that provider and, where required by law, collected only after a debt is settled. Debt settlement programs are not appropriate for every situation, are not available in every state, and results vary based on your creditors, account terms, and financial circumstances — no specific reduction in your total debt, timeline, or acceptance into a program is guaranteed. Pausing payments to creditors as part of a settlement strategy may lead to added fees and interest, continued collection calls, or lawsuits, and can significantly lower your credit score. Settled debt may be reported to the IRS as taxable income. We may be compensated by providers in our network for referrals made through this site. Review this Privacy Policy and the Terms & Conditions before submitting any information.